I think in the RV world it would be extremely rare to find a neutral on a breaker.
I agree that ganged breakers are ubiquitous in homes (where 240V appliances are common) but all but the highest-end RVs use 120V models almost exclusively. So the only ganged breaker you'd be likely to see would be a 50A-50A main.
Pictures would be helpful... Or you can come see me in nearby Yuma, Hill Boy...
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